62% of Americans are living paycheck to paycheck as holiday spending and credit card debt rise –
Holiday spending this year from Nov. 1 to Dec. 31 is expected to rise 3 percent to 4 percent from last year to a record $957.3 billion to $966.6 billion, according to the National Retail Federation. Even as credit card debt tops $1 trillion, nearly all — or 96% — of shoppers said they expect … [Read more…]